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When should you trim the fat?

For the last hour or so, I have been wading through my list of bookmarks deleting many of them.

More specifically, affiliate programs, ad networks, and ‘get paid to’ sites that were not doing any good for me to keep around. I’ve not only been deleting the bookmarks, but also trying to find out how to close my accounts and collect any outstanding payments (which I’m sure will be futile).

I've decided to slow down on making money from online ventures. I still have to pay off the bank, but I won't be going overboard from now on, trying to make money hand over fist.

Really, my wife wants me to stop trying completely.

I suppose I may have let this get a bit out of hand, and it really is time that I took a step back and tried to streamline everything. Seriously, doing that has many benefits.

Look at it this way: some of the leading affiliate marketers say you should diversify your sources of income so that you have a more reliable cash flow.

Have I ever followed the 'rules' of blogging? Huh?

I have thought about this, and it's more like I'm applying the 80/20 principle to my blogging ventures.

I've decided to hold on to a few programs that are really working for me. For example, NeverblueAds, Market Leverage, and PayPerPost aren’t going anywhere. In fact, they will be my main three programs. I’m only sticking with one ‘Pay Per Click’ site, and that is Pay2Surf. Other than that, not much will be remaining. I may still do some freelance gigs from Digital Point folks, but this is no longer going to be my exit to an early retirement. Frankly, I doubt I’ll live to see my ‘real’ retirement. Oh well, that’s just life.

Anyway, that’s just an update and a couple thoughts on trimming the fat from my marketing tools.

 


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Want a GoDaddy Gift Certificate?

RuntsLife is giving away a $15 GoDaddy gift certificate.

Ok, not just one…five. One each week for the next 5 weeks!

This one is pretty easy to enter also, so you might want to check it out. Aren’t contests fun? You know I love contests…

 


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Review: What about your personal line of credit?

As individuals, we have a responsibility to make sure that our personal line of credit remains healthy. For some, it is an easy task. For the rest of us (myself included) it is more like an uphill battle. This post is directed to those who have great credit.

Establishing credit takes some effort. For those who’s credit is in great shape, if you are looking for an unsecured personal loan ranging from $10,000 to $150,000, you can go check out today’s site, AFS Loans Online (dot com). Accommodative Financial Solutions is a credit consulting firm that can help those with decent credit find loans to fit their needs.

If you are looking for an unsecured loan, go check out AFSLoansOnline.com.

Just a note, for loans AFS requires a minimum FICO score of 700, which is far better than mine!

 


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Monday Money: Saving Small Amounts Adds Up

When I was younger and more stupid than I am now, I had a technique that I used when keeping my checkbook that worked great for me, but managed to drive my wife insane. Looking back, I wish I could have continued using the technique and not got lost in the laziness that has doomed me to being the pathetic, financially-stressed nerd I am today.

What you do is this: whenever you make a purchase, round the amount up to the next dollar (i.e., if you spend $24.35, round it up to $25) when you write it in your check register. After a while, you will be surprised at the amount of ‘extra’ money you have in your account.

Why did this drive my wife nuts? Because it wasn’t an ‘accurate’ reflection of the ‘actual’ amount in the bank. While I concede that she is correct, and I also have a thing for accurate numbers, I liked knowing that there was a bit of extra money tucked away in the account.

Fast forward to today: I’m overdrawn (thanks to BoA’s processing timing) and I don’t have a checkbook that I keep. How can I make this work?

What I’m doing now (in order to pay off the ridiculous fees that Bank of America charges) is this: whenever I get a bit of extra money in my PayPal account, I’ll deposit the change part plus the minimum ($1.00) in the bank to help slowly fight off the offending red numbers. Slow? You bet, but I’m not going to dump all of my earnings into it at one time and NEVER have anything to use.

Anyway, I just thought I’d share this tip with you guys. Hope it helps.

 


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Getting Stumbled is a Good Thing

I have seen many blogs that like to give out a bit of ‘link love‘ every now and then, just as I did the other day.

I was looking at my traffic log and noticed something interesting…the aforementioned post had been stumbled and was generating traffic. Wow…I’ve never had a stumbled post actually do what it was designed to do before!

That has me wondering, should giving out linkage be a normal thing for this blog?

I mean, the author of one of the posts I linked to returned the favor with a stumble, which does two things: 1) give my post more traffic and 2) gives his post more traffic from my site.

In business, we call this a win-win situation. If you are not doing this, why not? I believe I will be handing out links more often!

Just so you know, the post came from a great site that dwells in my RSS feed reader called Gather Little By Little. It’s a very inspirational site - on several different levels! Go! Read! Stumble! Enjoy!

 


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